
The war in Ukraine has changed the financial behavior of citizens, businesses, and investors. Disruptions to traditional banking systems, increasing risks of losing savings, restrictions on transfers and withdrawals, and the depreciation of the national currency are all pushing people to look for alternative solutions. Against this backdrop of instability, cryptocurrency has become a popular tool for storing capital, protecting assets, and trading. However, many do not fully understand where and how to safely buy or exchange cryptocurrency during a war, especially when you have to operate in conditions of limited access to banking services.
How does war affect cryptocurrency?
With the beginning of a full-scale invasion, not only user behavior has changed, but also the approach to digital finance itself. Here are the main factors of influence:
- Fluctuations of the hryvnia stimulate increased demand for digital assets, in particular tether (USDT), a currency tied to the dollar at a 1:1 parity.
- During periods of active hostilities, withdrawal limits are set, making it difficult to exchange or pay in fiat money.
- People who have left Ukraine often lost direct access to bank accounts, so cryptocurrency has become their only financial instrument.
- Due to the desire to avoid control and verification, users choose decentralized services or p2p.
There is also an increasing volatility of coins, which opens up new opportunities for trading, but at the same time increases the risk for beginners.

How to buy cryptocurrency during the war in Ukraine?
The process of buying cryptocurrency during martial law requires planning. The choice of platform, payment method, storage format, and security are all critically important.
Here are the key stages:
- You need to determine the goal, are you buying assets for diversification, transfer, storage, or trading?
- Choose the type of cryptocurrency, most often it is tether (USDT) as an analogue of the dollar, bitcoin/ether.
- Preparing an online wallet, cold wallet or mobile application.
- Be sure to evaluate the resource – is it an exchange, exchanger, or p2p.
- Choose a payment method: bank card, electronic money, account and cash.
- Check fees and rates.
- Follow the application process and control the transfer of funds.

Ways to buy crypto:
- Exchangers are the most popular and easiest way to buy cryptocurrency. They allow you to quickly exchange hryvnia for digital assets. The main advantage is a simple interface and minimal verification, sometimes without it at all. However, it is important to check the reputation of the resource, because there are many phishing sites.
Pros:
- Speed.
- Support for different currencies, cryptocurrencies and cards.
- Often there is an automatic operation mode.
Cons:
- Higher commission for exchanging cryptocurrency.
- Low level of protection without additional measures.
- Crypto exchanges. These are professional payment systems that work as a cryptocurrency trading market. They allow you to create an account, pass authentication, open an account, buy and sell cryptocurrency, track the exchange rate, manage assets, conduct market analysis and withdraw funds.
Pros:
- High liquidity.
- Wide selection of cryptocurrencies, currencies and coins.
- Secure storage (in the case of a reputable platform).
Cons:
- Complicated interface for beginners.
- Required verification.
- Delays in crediting.
- P2P services. P2P (peer-to-peer) platforms allow you to directly conclude transactions with other users. You choose the exchange direction, currency, amount and form of payment. Such resources are popular because of their flexibility, but they require attention to the details of the transaction and verification of the seller’s reputation.
Pros:
- The lowest exchange fees.
- The ability to agree on an exchange directly.
- Access to any bank and electronic payment systems.
Cons:
- Increased risk of fraud when exchanging cryptocurrencies.
- Dependence on the integrity of the counterparty.
Cryptocurrency exchanges during war: how not to run into scammers?
Martial law is a period when not only the state, but also citizens are in a state of constant tension and uncertainty. It is in such conditions that scammers become more active, using human vulnerability for financial fraud. Cryptocurrency scams are of particular danger: users lose money through fake exchangers, non-existent wallets, fake applications, phishing sites and fraudulent transactions in the p2p segment. These are not random cases, this is a systematic scheme that is gaining momentum along with the popularity of cryptocurrency. Scammers create clones of real resources, imitating their design, logos, domain names. Often, only one letter in the address changes, which is not always easy to notice, especially under time pressure. The user enters data, transfers currency, and the site disappears. Another common scheme is to create bots in messengers that offer exchange at a favorable rate, but do not provide real payment or crediting of cryptocurrency.
A separate category of fraud is fake mobile applications. Downloading such programs from unreliable sources can lead to the theft of personal data, wallets, or the installation of programs that imperceptibly intercept access to your account or authentication system. There have been cases when users lost full control over their assets due to fraudulent applications within a few minutes of installation. The most dangerous thing in such situations is the illusion of security. A person who has never dealt with digital assets may believe advertising on social networks or the advice of a friend who has also become a victim. During a war, when state banks and financial platforms do not always work stably, people are looking for an alternative. And here it is important not to panic or rush.

To protect yourself, you need to adhere to strict information hygiene: check sources, avoid trading with strangers without prior verification, use only official crypto exchanges, aggregators like Obmify or reputable exchangers. Any cryptocurrency exchange operation should be considered and thought out: from checking the interface to analyzing fees, deposit and withdrawal conditions. It is worth avoiding the use of unsecured networks, not entering personal data on open Wi-Fi, regularly changing passwords and using two-factor authentication.
And yet, where is the best place to buy (exchange) cryptocurrency during the war?
The most optimal exchange option for most Ukrainian users is to use the Obmify exchanger aggregator. This is a resource that allows you to:
- Conveniently sort exchangers by fees, exchange direction, currency type, payment method.
- See the rating of each exchange point, reviews, liquidity, available amounts.
- Instantly apply for an exchange.
- Filter options by anonymity, speed, confirmation format.
This is a convenient exchange tool for those who want to buy cryptocurrency quickly and profitably without violating security rules.
Advantages of exchanging cryptocurrency through the Obmify platform:
- Automatic selection of the best conditions in real time.
- Time saving thanks to a centralized interface.
- Increased security due to filtering of suspicious sites.
- Convenience for beginners – no need to manually check dozens of resources.
- Support for various payment systems, including Ukrainian banks and international electronic wallets.
- Current rates in real time.
In difficult war conditions, the main thing is attention, analysis and the right choice of resource for cryptocurrency transactions. Obmify is a modern, proven and effective tool that provides access to dozens of exchangers, allows you to minimize exchange risks and get maximum benefit even in an unstable environment.